Dear John

February 5 - Based on the novel, this is the story of a soldier who finds love while at home on leave, but then must try to keep the relationship alive after he re-enlists in the wake of the 9-11 attacks.

From Paris With Love

February 5 - John Travolta stars as an American spy who must work with an inexperienced government employee to stop a terrorist attack in Paris.

The Wolfman

February 12 - A remake of the original film, a man returns to his home village where his brother is missing and others are dead because of mysterious beast. As he searches for his brother, he learns some quite shocking things about himself.

Valentine's Day

February 12 - Packed with an all-star cast ensemble, this film depicts the successes and failures of many different couples in Los Angeles on Valentine's Day.

Percy Jackson & the Olympians: The Lightning Thief

February 12 - Based on the book, 12-year-old Percy finds out his father is actually the god Poseidon and he finds adventures as he tries to end a fight between Zeus, Hades, and his dad.

Shutter Island

February 19 - U.S. Marshalls (Leonardo DiCaprio and Mark Ruffalo) are called out to recapture a psychotic killer who has escaped from Shutter Island, a mental institution.

The Ghost Writer

February 19 - Ewan McGregor plays a ghostwriter who discovers the secrets of a former British Prime Minister (Pierce Brosnan) while on assignment to finish writing his memoirs. This places him in a very precarious position.

Cop Out

February 26 - A comedy about two cops (Bruce Willis and Tracy Morgan) and their crazy adventures.

Mortgage Rate News & Analysis

Mortgage interest rates followed a downward course in January according to mortgage finance giant Freddie Mac.

January 7

The average rate on a 30-year fixed rate mortgage (FRM) fell to 5.09 percent, excluding points, during the first week of the month, down from 5.14 percent. Rates on a 15-year FRM dropped to 4.50 percent from 4.54 percent and one-year adjustable rate mortgages (ARMs) averaged a rate of 4.31 percent, down slightly from 4.33 percent the week before.

January 14

Rates continued to fall in the second week with the average on a 30-year FRM dropping to 5.06 percent. The average 15-year FRM rate decreased to 4.45 percent, but the one-year ARM rose to 4.39 percent.

January 21

In the third week, rates on 30-year FRMs dropped again to 4.99 percent and 15-year FRMs averaged 4.40 percent. One-year ARMs experienced a rate decrease, falling to 4.32 percent.

"Fixed mortgage rates followed bond yields lower for the third consecutive week, pushing 30-year mortgages below 5 percent once more," said Frank Nothaft, Freddie Mac vice president and chief economist. "Similarly, ARM rates eased along with shorter-term rates, as the federal funds futures market indicates no increase in the Federal Reserve's target rate following its upcoming committee meeting on January 26th and 27th."

What's Next for Interest Rates?

Based on the market buzz and the recent Federal Reserve rate decision, it is unlikely that interest rates will see much movement in the next month. At its January meeting, the Fed decided to leave its target rate unchanged at its current range of zero to 0.25 percent and it will continue making mortgage-backed securities purchases through February. Although the Fed seemed optimistic about the improvement of the economy, it still said it would not raise its rate for an "extended period of time."

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